​

• Business license or registration

• Articles of incorporation/organization

• EIN

• Ownership details and stakeholder list

• Recent bank statements (3–6 months)

• Profit & loss statement

• Balance sheet

• Cash flow statement

• Business and sometimes personal tax returns (1–2 years)

• Personal and business credit reports

• Government-issued ID

• Social Security number (for credit checks)

• Business plan (especially for new businesses)

• Statement explaining how loan funds will be used

• Revenue projections (if applicable)

• List of assets (equipment, property, inventory)

• Appraisals or valuation

• Stay organized and transparent

• Keep all documents current and consistent

• New businesses should highlight industry experience and strong projections

• Requirements vary by loan type and lender

​